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Boil potatoes until fork tender. Drain and mash using a potato masher or mixer.
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Stir in butter, chives, half of the cheese, sour cream, milk, salt & pepper and half of the crumbled bacon.
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Spoon into a lightly greased casserole dish and bake for 20 minutes at 350 degrees.
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Remove and top with remaining cheese, bacon and the fried onions. Return to the oven for an additional 10 minutes, or until the onions are lightly browned.